With more than 7 million Social Security-related internet searches every month, Social Security is a hot topic. Everyone is impacted, and many businesses pay into FICA for their employees. Workers wanting guidance look to their HR departments as they near retirement, who may not have the resources to address Social Security and Medicare enrollment. This is not an easy decision and is highly personal. Filing based solely on life expectancy is a big mistake. Several filing factors should be considered, including employment status, gender, marital history, children, single individuals, spousal issues, etc. As a Registered Social Security Analyst and financial professional, Karin is obsessed with studying Social Security and sharing what she's learned with others.
For every person who is living a secure retirement because they had the right information and are getting the most out of their Social Security benefits, there are countless others who made a costly mistake because they were uninformed or misinformed. If you've heard people say "Social Security is going broke," you will learn why that is not true.
Karin M. Woofter, RSSA®, CLU®, LUTCF
Karin graduated from Florida State University with a Major in Spanish and a Minor in Hotel and Restaurant Management. She is in her 39th year in the Insurance business. She is a CLU® (Chartered Life Underwriter Emeritus); LUTCF (Life Underwriter Training Council Fellow), and a RSSA® (Registered Social Security Analyst). She was a member of the Society of Financial Services Professionals for many years in FL and is currently a member of the National Association of Benefits & Insurance Professionals and the National Association of Registered Social Security Analysts.
Before calling Anchorage her home, Karin lived in the Tampa Bay area. She spent 12 years as a Community Relations Manager and certified Credit Counselor for Consumer Credit Counseling Service, teaching budget, credit and home buyer workshops in both English and Spanish. She is an instructor for The Florida Insurance School 29 years, writing and teaching state-certified insurance CE (Continuing Education) Law & Ethics via webinar for life and health agents in FL and AK. She wrote a four-hour Annuity Suitability course for FL agents, which she teaches via webinar. Karin has her own insurance practice, dba MyPoMInsurance.com. Her focus is assisting individuals and families in life insurance, annuities, individual major medical and Medicare supplements. She also helps people with Social Security claiming strategies and conducts Social Security workshops at various venues throughout the Anchorage area.
Karin and her husband Bob, a 50-year Anchorage resident and partner in a local law firm, were married in Oct 2019, and blended a family of 5 sons, a daughter and 8 grandchildren. Her hobbies include painting, public speaking, and spending time with Bob camping, hiking, gardening, reading and rifle range. She is fluent in Spanish and conversational in German.
Chamber Academy is an educational workshop geared toward business owners, entrepreneurs and young professionals. Community experts present on various topics like down-to-earth “how-to’s” and “best practices” to more abstract topics like collecting and leveraging data, exploring what it takes to create an inviting and productive work environment, and taking legislative action on issues important to your business.
With an educational focus, this event is a great networking platform for new and existing Anchorage Chamber members. Chamber Academy is held monthly at the Anchorage Chamber Board Room, or the presenter’s place of business, if preferred, from 11 am to 12 pm and includes light refreshments. Max 30 attendees. This smaller group setting encourages participation and open discussion with attendees.
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